3 Common Title Issues in Southern Indiana Homes — And How Aristocrat Title Resolves Them

November 30, 2025

 

Real estate in Southern Indiana comes with a long history—established neighborhoods, rural parcels, and homes that have passed through many hands. With that history can come unexpected title issues that surface during a real estate transaction.

Aristocrat Title, a locally owned title company serving Southern Indiana and Greater Louisville, has spent more than a decade helping buyers, sellers, and REALTORS® identify and resolve these issues before they disrupt a closing. This guide highlights three of the most common title concerns in the region and explains how Aristocrat Title works to protect clients every step of the way.

1. Old Mortgages and Missing Releases

Many Southern Indiana homes have been refinanced over the years.
When a previous lender fails to record a release—or the bank no longer exists—an issue can appear during the title search.

Aristocrat Title works directly with lenders, prior servicers, and county offices to:

  • Obtain missing releases

  • Verify payoff history

  • Clear outdated liens

  • Ensure the title can transfer cleanly

This attention to detail is one advantage of working with a local team that understands regional lending history and county records.

2. Unpaid or Misapplied Property Taxes

Homes with long ownership histories or unique parcel configurations often encounter tax issues, such as:

  • Unpaid taxes

  • Duplicate parcels

  • Incorrect tax assignments

  • Prior-year adjustments that were never corrected

Aristocrat Title confirms balances with the county treasurer, resolves mismatches, and ensures the correct tax amounts are reflected before closing.

3. Boundary, Easement, and Access Questions

Southern Indiana’s mix of older plats, rural acreage, and updated subdivisions often leads to unclear boundary lines or access points.

Aristocrat Title works with surveyors, REALTORS®, attorneys, and GIS departments to:

  • Confirm easements

  • Resolve encroachments

  • Verify legal access

  • Clarify shared property features

This reduces the risk of future disputes and protects both buyers and sellers.

Learn more about Aristocrat Title’s team and regional expertise:
👉 About Aristocrat Title — https://www.aristocrattitle.com

Related Reading

Strengthen your understanding of the closing process with this companion article:
👉 What to Expect During a Title Closing in Southern Indiana
https://aristocrattitle.com/news/what-to-expect-during-a-title-closing-in-southern-indiana-a-clear-local-guide-from-aristocrat-title

Adding this link boosts SEO for both pages and helps Google understand the topic authority your site is building.

Why Local Experience Matters

Title issues are highly local. They depend on county practices, regional history, and property characteristics. Because Aristocrat Title is locally owned, their team:

  • Understands the region’s title patterns

  • Maintains strong relationships with county offices

  • Resolves issues quickly and accurately

  • Provides personalized communication at every step

Clients and REALTORS® rely on Aristocrat Title because accuracy and local insight matter at the closing table.

Ready to Protect Your Closing?

Aristocrat Title provides trusted, locally owned closing services throughout Southern Indiana and Greater Louisville.
To schedule a closing, call 812.282.8704.