Top 7 Most Common Questions About Title and Closings in Southern Indiana 

Published: November 24, 2025

Buying or selling a home comes with a lot of questions—especially for first-time buyers and those unfamiliar with the closing process. Aristocrat Title is sharing clear, straightforward answers to the most commonly searched questions across Southern Indiana and Greater Louisville to help clients feel confident from contract to closing.

1. What does a title company actually do?

A title company verifies legal ownership of a property, identifies any issues that could impact the transfer, and prepares the documents needed to close. Aristocrat Title also coordinates with lenders, real estate agents, and county offices to ensure a smooth and accurate transaction.

2. What is title insurance and why is it needed?

Title insurance protects buyers and lenders against financial loss caused by issues that may not appear during the title search, such as:

Unlike other insurance, title insurance is a one-time cost paid at closing.

3. What is a title search?

A title search is a detailed examination of public records to confirm ownership and uncover potential problems. This includes reviewing:

If issues are found, Aristocrat Title works to resolve them before closing.

4. When should a buyer choose their title company?

Buyers should select a title company as soon as a purchase agreement is signed. Early selection helps avoid delays and allows title work to begin immediately—especially during busy seasons.

5. What is the Good Funds Law in Indiana?

Indiana requires that funds used for closing must clear before disbursement. This means:

  • wires are preferred

  • cashier’s checks may only be accepted below certain thresholds

  • personal checks are not accepted

Always call to confirm wiring instructions using a trusted phone number.

6. How long does the closing process take?

While timelines vary by lender and transaction type, most closings take 30–45 days from contract to completion. Factors that may extend the process include:

  • appraisal delays

  • HOA documentation

  • title clearance

  • lender volume

Starting early keeps the process on schedule.

7. Can closing documents be signed remotely?

In many cases, yes. Aristocrat Title offers:

  • remote signing options when permitted

  • mobile closings in Louisville, Kentucky at no additional cost

These options are especially helpful for clients traveling, relocating, or unable to attend in person.

Looking for More Guidance?

Aristocrat Title regularly shares educational updates and community news to help buyers, sellers, and real estate professionals stay informed. Visit the News page for recent posts.

To schedule a closing or ask additional questions, contact 812.282.8704 or visit aristocrattitle.com.