What Does a Title Company Do in a Real Estate Closing?

Published: November 24, 2025

For many buyers and sellers, the role of a title company can feel unclear until closing day arrives. Aristocrat Title is providing a straightforward look at what happens behind the scenes so clients across Southern Indiana and Greater Louisville understand how a title company protects their interests throughout the transaction.

1. Verifying Legal Ownership

A title company confirms that the seller has the legal right to transfer the property. This includes reviewing public records to identify:

If any issues are found, Aristocrat Title works to resolve them before closing.

2. Conducting the Title Search

A detailed title search helps ensure that no hidden problems interfere with the transfer of ownership. This protects buyers, lenders, and sellers from unexpected delays or future disputes.

3. Coordinating the Closing Process

A title company acts as a neutral third-party, coordinating with:

  • real estate agents

  • lenders

  • attorneys (when involved)

  • buyers and sellers

  • county offices

Aristocrat Title prepares the necessary documents and ensures all parties are aligned for a smooth closing.

4. Issuing Title Insurance

Title insurance provides financial protection against covered claims related to past ownership issues, including:

  • unknown heirs

  • recording mistakes

  • forgery or fraud

  • unpaid liens

Unlike other insurance, title insurance is paid once at closing and continues for as long as the buyer owns the property.

5. Managing Funds and Disbursement

In compliance with Indiana’s Good Funds Law, funds must clear before they can be disbursed. After signing:

  • seller proceeds are issued

  • mortgage payoffs are sent

  • taxes and fees are distributed

  • commissions are paid

Aristocrat Title ensures that all payments are accurate and secure.

6. Recording the New Ownership

Once closing is complete, documents are submitted to the appropriate county recorder. This step makes the transfer official and ensures the buyer’s ownership is legally recognized.

Why Choosing the Right Title Company Matters

A knowledgeable, locally rooted title partner can:

  • prevent avoidable delays

  • resolve issues before they reach the closing table

  • communicate clearly throughout the transaction

  • provide personalized service based on local requirements

Aristocrat Title serves clients throughout Southern Indiana and Greater Louisville with experience, accuracy, and local insight.

Learn More

Visit the News page for additional educational articles and updates.

To schedule a closing or request assistance, call 812.282.8704 or visit aristocrattitle.com.

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What Does a Title Company Do? | Aristocrat Title (Southern Indiana Guide)

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Learn what a title company does in a real estate closing. Aristocrat Title explains title searches, insurance, disbursement, and recording for buyers and sellers in Southern Indiana and Greater Louisville.

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Aristocrat Title provides trusted, locally owned closing services throughout Southern Indiana and Greater Louisville. To schedule a closing, call 812.282.8704.