Aristocrat Title Glossary of Terms

This glossary is provided by Aristocrat Title to help consumers and REALTORS® better understand the closing process. For questions specific to your transaction, reach out to our team anytime.

Have questions about title terms or your closing? Contact Aristocrat Title for local guidance and support.

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Term Definition
Chain of Title

A chronological record of all previous owners of a property. Used to verify clean ownership history.
Clear Title

A property title free from liens, disputes, or legal questions that could affect ownership. Before closing, Aristocrat Title conducts a title search to verify that a clear title can be transferred.
Closing

The final step in a real estate transaction where documents are signed, funds are transferred, and ownership officially changes hands.
Closing Disclosure (CD)

A federal form outlining loan terms, closing costs, taxes, and fees. Provided by the lender and required by law.
Cloud on Title

Any claim or issue that could affect ownership rights, such as liens, judgments, or missing signatures.